10 Weeks = Fetus = 1/4 of the way there
It's been a long 10th week, but that's ok. I've actually made it to work every day, for most of the day all week. The only reasons I've left early is for appointments. Today may be a different story though. I'm so exhausted, I think the rest of the week is catching up with me. And my muscles are sore. I just have to make it through this morning and then I think I may go home. I'm not even sure if my boss is going to be here today.
Disappointment...
Is what I got when I went to the bank yesterday. I mean it's not as bad as it could be, but it's not as good as I thought either. Right now we can afford a $40K house, based on my income alone. I don't want to count Brian's because he is going to be laid off soon and I have no idea what he's going to be bringing home then. She did make a suggestion though. The month just started, and I just paid rent. Now put $300 in my savings and see if we can live the month with what's left over. If we can, then we can afford a $70K house. I'm definitely willing to try, plus it will beef up our savings for more of a down payment. She was really helpful and I'm so glad I went. I really hope we can do this. I'm not looking for my dream home, but I do want one that we can raise 2 kids in for a while. I've also decided that I want to stop using my credit card for a while and pay for everything with cash. This way I can get a better handle on our spending habits and make changes where I need to. Plus it may help us pay down the balance, it isn't that bad, but for my liking it is.
Oh and I forgot, I've got some good news too! I had my annual review yesterday and I'm getting a raise! $20 a week!!! My review itself wasn't that great mainly because I have a hard time pushing other people to do things, but I'm going to work on that over the next year, well I guess I should say 7 months, so that I can get an even bigger raise next year.
I think that's about it, I'll stop rambling now and get to work on improving my work ethic, LOL!
Congrats Brandi on your 10 week mark..and on the raise. YAY!!Buying a house can be really stressful, but it sounds like you have a good plan set up to get it all started. Good luck!
ReplyDeleteWell, its all coming together in a long term kind of way.
ReplyDeleteI like the first widget - totally!
Good for you for checking it all out.
Congrats on the raise! It's nice to feel appreciated. Congrats also on getting to the 10 week mark. You're almost done with your first trimester. How exciting!! I'm sorry the bank conversation was disappointing but at least you have some things to work on that can help you get closer to buying the house you want. Good luck and hang in there! Get some sleep!!
ReplyDelete